EQUJ5 does not execute trades and receives no commissions. Neither a broker, nor an adviser, nor an intermediary: nobody earns if they buy something.
Learn first, invest later

So that the women of Peru understand the market before someone tries to sell them one.

A cohort of women, eight weeks and an artificial intelligence platform that explains every concept in their own language. All with a simulated portfolio, funded by sponsors and free for them.

10–15 women per cohort 8 weeks 0 real capital at stake USD 0 for participants
LearnResearchBacktests Simulated mode

Practice portfolio

$10,000.00

AAPL

+1.2%

MSFT

-0.8%

BAP

+0.6%

What is a moving average, and why does everyone watch it?

Explanation: it is the average price over the last few days. It helps you see the trend without the daily noise. Before using it, let us see when it tends to mislead…

The problem

Access to the markets reached Latin America before the education to use them.

Today anyone can open an investment account from a phone in five minutes. What does not arrive in five minutes is the judgement to know what you are buying — and that gap gets filled by others.

A scam dressed up as an opportunity

“Courses” that sell signals, groups promising guaranteed returns and schemes that use the word trading as bait. Women who start out alone are the favourite target.

Misinformation and jargon

Candles, leverage, stop loss, golden cross. A vocabulary designed to intimidate, not to explain. Whoever does not master it ends up copying the loudest voice.

Trading before understanding

The order is inverted: first you risk money, and afterwards — if anything is left — you learn. This program exists to reverse that order.

Markets do not need more speculation. They need more understanding.

The EQUJ5 thesis · The 2026–2031 government plan proposes bringing financial education into the school curriculum; this program brings it, starting now, to adult women.
The proposal

An eight-week pilot with a simulated portfolio and an AI that teaches you to think.

It is not a trading course. It is a practical financial education program: every week the participants look at real markets, ask questions in plain language and practise decisions without risking a single sol.

Cohort
10 to 15 womenEntrepreneurs, professionals or mothers who manage the household money; no prior knowledge required.
Length
8 weeksOne live session per week (90 min) plus guided practice on the platform.
Format
In person in Lima or onlineThe venue can be provided by an institutional partner.
Platform
EQUJ5 Web, 100% simulated portfolioReal market data, zero real capital. Analyst plan at no cost.
Facilitation
Daniel Patroni (Kodex AI)With the “Aprende EQUJ5” video series as supporting material.
Closing
Certificate + optional graduationThose who wish to continue move on to the EQUJ5 app on their own, with no obligation.
  1. W1
    What investing is and what it is notCommon scams, impossible promises and how to recognise them.
  2. W2
    Your first chat with the agentAsk in plain language and watch how it searches and explains.
  3. W3
    Reading a report without fearWalk through a full analysis of a real company.
  4. W4
    Risk: the word nobody teachesDiversify, lose little, do not gamble.
  5. W5
    The analyst deskKey pieceA committee of agents debates bull vs. bear; they judge.
  6. W6
    Testing an idea against historyBacktesting with no code: evidence, not hunches.
  7. W7
    My personal planGoal, horizon and your own rules, in simulation.
  8. W8
    Closing and your own judgementEach plan presented, certificate and next steps.
Week 5 · The piece that sets us apart

An AI that gives you the answer makes you dependent. Two that argue teach you to think.

In week 5 there is no single voice that gets it right: the platform sets up a desk where one agent defends the bull case, another the bear case and a third measures risk. The participants watch the whole debate — not the headline — and have to decide which argument convinces them and why. It trains judgement instead of consuming conclusions.

Commitments

What this program promises, and what it refuses to promise.

These rules come from the product itself, and they are the reason a sponsor can put its brand here without reputational risk.

Neither trades nor commissions. EQUJ5 places no buy or sell orders and receives no commission of any kind. Nobody earns if a participant buys something.
Education, not signals. Nobody says what to buy, neither in class nor on the platform.
Zero real capital. The entire program runs on a simulated portfolio.
No guarantees of results. No example and no backtest suggests future returns.
Free for them. No card, no expiring trial, no sale at the end.
“Financial education”, not “trading”. That is how the program is communicated, outward and inward.
Measured results. Entry and exit survey; impact report for the sponsor.
News

What we say in public, and why.

Statements from the programme, our position on the industry and progress of the first cohort.

StatementLima · September 2026

While the industry builds AI for investment banks, we build AI so that nobody sells them a bad idea.

The public conversation has put financial artificial intelligence in the spotlight again: models trained to do the work of a Wall Street analyst — expensive, in English and in the service of investment banks, such as the project OpenAI is building with former analysts from that industry. Our direction is exactly the opposite: teaching women entrepreneurs in Peru to understand the market before someone tries to sell them one.

The programme is called Aprende Primero — Learn First. Eight weeks, real market data, a simulated portfolio with zero soles at risk and an AI that explains in plain language — and that is forbidden from recommending that anyone buy anything. The first class is how to recognise a scam. The last one ends with a certificate.

No trades are executed here. We are not a broker, we earn no commission and nobody expects the participants to click buy. It is the only place where they can be wrong for free, and that is why it is where learning happens.

What they take away is not a tool: it is judgement. The same judgement they will need when it is their turn to use any AI, ours or anyone else’s. Our job is only to make sure they arrive at that moment knowing how to read.

An AI that gives you the answer makes you dependent. Two that argue teach you to think.

EQUJ5 does not execute trades, does not manage third-party money and receives no commissions. The entire programme runs on a simulated portfolio and does not constitute investment advice.

How it is funded

The sponsor pays; the participants learn for free.

B2B2C model: a company or institution funds the cohort as an impact action and receives visibility and a report. EQUJ5 licences carry no cost; what gets funded is the facilitation, the accompaniment and the closing.

Institutional ally

In kind

Associations, chambers, universities, women’s networks.

  • Outreach and selection of participants
  • Venue for the in-person sessions
  • Institutional backing and promotion
  • Logo on materials and certificates

No monetary contribution required.

Cohort sponsor

USD 2,400 / cohort

One company funds a complete cohort of 10–15 women.

  • 8 live sessions + guided practice
  • Access to EQUJ5 in simulated mode
  • Materials and the video series
  • Closing ceremony and certificates carrying its brand
  • Impact report (entry / exit)

Equivalent to about USD 160–240 per woman trained.

Program sponsor

USD 6,500 / year

Three cohorts a year under a single brand.

  • Everything in the cohort sponsorship, ×3
  • Co-branded program name
  • Video testimonials and content for its channels
  • Priority to expand to another city or country

Up to 45 women trained per year.

Amounts are referential, in USD, and subject to adjustment depending on venue, format and cohort size. A single sponsorship can be shared between two companies.

Why this conversation

We have the platform, the method and the facilitator. What we are missing is someone to open the doors.

We believe your network and your judgement can turn this idea into a first real cohort. This is, concretely, what we are looking for.

Three ways to join

  1. Open a door. Introduce us to a company or institution willing to fund the first cohort as an impact action.
  2. Help us convene. Reach 10–15 women for the pilot through networks, associations or communities that already exist.
  3. Be part of the program. As a guest mentor, cohort godmother or a voice at the closing ceremony, if that appeals to you.
Strategic ally→ Sponsor→ First cohort
About the platform

EQUJ5 does not execute trades and receives no commissions. It is a terminal that explains what you are looking at.

Built by Kodex AI in Lima. An artificial intelligence agent at the centre: you write to it in your own words, and it searches, calculates, tests and explains. It does not work as a bot that trades for you, nor as an adviser: it places no orders, manages no third-party money and charges no commission for anything you do inside. Already in closed beta, access by invitation.

A copilot that teaches

Every term, indicator and number translated into plain language, with the reasoning behind it, adapted to each person’s level.

Analyst desk

A committee of agents debates the bull case, the bear case and the risk. You see the whole debate, not just the conclusion.

Backtests without code

Test a rule against years of real history before trusting it. Historical evidence, never a promise about the future.

“They have built a very powerful tool.”

TradingView team, after a live EQUJ5 demo
Next steps

From this meeting to the first cohort in under three months.

Today
Live demo

See EQUJ5 running and video 01 of the “Aprende EQUJ5” series.

Weeks 1–2
First doors

You suggest two or three organisations; we prepare a proposal tailored to each.

Weeks 3–6
Sponsorship and outreach

Close with a sponsor and select 10–15 participants.

Week 7+
Pilot kick-off

Session 1 with a simulated portfolio. Impact report at the close.

Learning to read the market before risking the money. That, and nothing else, is what we want to teach.

Thank you for your time and for the conversation.

Daniel Patroni Kodex AI · Newtech For Latam S.A.C.
equj5.com · kodex.pe
dpatroni@kodex.pe
+51 983 115 213